Idaho Falls Power
Residential

Loan Qualification & Terms

Loans for utility approved, energy efficiency measures are only available to customers with a good payment history with City of Idaho Falls utilities (i.e. no outstanding current balances, no disconnects for non-payment, no delinquencies).  Customer must have minimum of one year payment history with the City of Idaho Falls.

Terms:  zero interest: up to 60 months to repay; $25.00 administration charge; $100.00 minimum loan amount; $2,000.00 per qualifying appliance; or a total of all loans combined of $5,000.00.  Maximum loan amount(s): $7,500 for heat pumps; $5,000 for weatherization, and $2,000 for appliances. If applicant moves outside of Idaho Falls service area, ownership changes, or non-payment occurs for three months any remaining balance will be immediately due and payable with interest to accrue on such defaulted unpaid principal balance at the rate of 12% per annum.  Should the account become delinquent, it will be subject to disconnection of electric services.