What are the changes to the prescription co-pays?

The prescriptions are now on a 6 Tier schedule.  This helps the consumer save money by opting for not only generic medications, but Blue Cross Choice generic drugs where possible.  If your medications cost less than the co-pay, you pay the lower amount.

Additionally, there is a $250 deductible on the name brand medications which are the Tier 3, 4, 5, and 6 medications.

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1. Why did my benefits change this year?
2. If I want all my insurance to remain the same, do I have to do anything?
3. Do I have to renew my Flexible Spending Account?
4. Do I have to renew my HSA?
5. Are there any changes to Dental coverage?
6. Are there any changes to the Vision coverage?
7. What does “Choice” mean in regard to physician co-pays?
8. Where can I go to see if my Dr. qualifies as a Choice provider?
9. What are the new monthly premiums?
10. Will my deductible be affected by the changes to the PPO?
11. What is the split for the PPO?
12. What are the new out-of-pocket coinsurance maximums for the PPO?
13. What is the change to Doctor’s Office visits under the PPO?
14. What are the changes to the prescription co-pays?
15. Where can I go to see which Tier my prescriptions are on and how much they will cost?
16. What has changed on the HSA?
17. What is the split for the HSA?
18. What are the new monthly premiums for the HSA?
19. Will my deductible be affected by the changes to the HSA?
20. What are the new out-of-pocket coinsurance maximums for the HSA?